Terms Cover Wallets and Account Access
These Terms & Conditions apply when you create, access or use an account through our Indonesia-facing site. They explain accepted details, phone verification, account security, permitted use, wallet checks, policy changes and the steps we may take when information conflicts. Access depends on local law, and
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we may ask you to confirm identity before an account action is completed. DANA, OVO, GoPay, QRIS, bank transfer and virtual account options remain subject to the transaction instructions shown at the time. You are responsible for checking each entry before confirming it. If a rule
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is unclear, pause the account step and contact our support route before continuing. The current policy text on this page forms the reference for your use of hoki22.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.